The only insurance policy on earth created by a medical professional

Many of you will look at insurance companies as people out to make money, charging what we believe is over the odds for a range of products we’ll probably never need. Many people see insurance companies as the enemy, until that once in a lifetime event happens and they are left thanking their lucky stars that their insurance company decided to offer such a product.

Whilst many insurance products may seem frustrating, there is one that really stands out. Critical illness insurance remains the only insurance product on earth created by a medical professional, and for that reason alone you should at least stand up and take a look at it. At Critical Illness Insurance.com we have a lot of people asking us about why they might need critical illness insurance and we simply point them in the direction of how the insurance came about.

In 1983, world renowned heart surgeon Dr Barnard had just finished the world’s first heart transplant surgery, and was one of the best surgeons in the world. He had patients who would fly into his South Africa hospital from all over the world for treatment, as well as plenty of locals from the area who needed his help.

Dr Barnard created critical illness insurance after growing frustrated that many of his patients seemed distracted during the recovery process, and he wanted to know why they weren’t putting all of their efforts into getting better.

He quickly found that being seriously ill has some quite serious financial implications, and that even the best companies only offer around 6 months of full sick pay, because patients revert to statutory sick pay, which for many won’t make a dent in their monthly outgoings.

Dr Barnard put together the first critical illness insurance policy, which pays out a lump sum to customers diagnosed with a critical illness, and helps them financially at a time of need, so they can relax and put all of their efforts into getting better. The first policy was launched with just four illnesses in 1983 and today the policies are offered all over the world, with one policy in the UK having over 160 different illnesses on its cover list.

Insurance companies help you protect yourself, and your family should the worst happen and critical illness insurance is an important part of that protection.